Typically, when you write a personal check to a business or individual, the funds to pay it are drawn from your checking account. This is generally because cashier’s checks can offer more security than personal checks.īut what is a cashier’s check and how does it work? And where can you get a cashier’s check? This guide breaks down the basics of cashier’s checks, how they work and when you may want to use one in lieu of other payment methods. But there are situations when it’s better to use a cashier’s check to send or receive payments. As with personal checks, you can use cashier’s checks to pay bills, make purchases or pay other debts owed. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.Cashier’s checks are official checks that a bank or credit union guarantees, often for a fee. These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising.
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This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit.
Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful. If you feel you may have been a victim of a scam, contact us immediately. Research and validate: If the individual or organization seems suspicious, make sure the request being made is legitimate by calling the organization through an official number from their website or consulting with a trusted family member or friend. Remember: Bank of America will never ask you to send us personal information such as an account number, Social Security number or Tax ID over text, email or online.
Phone numbers can be easily spoofed to appear to be from a legitimate caller.ĭon’t give out your information: Never provide any personally identifiable information unless you’re absolutely certain the person and reason are legitimate. Know the best ways to avoid being scammedĭon’t respond: If you’re not 100% certain of the source of the call, email or text, then hang up the phone, don’t click on the link in the email and don’t reply to the text message.ĭon’t trust caller ID or answer phone calls from unknown numbers: If you recognize the caller ID but the call seems suspicious, hang up the phone. Bank of America will never reach out and ask you to transfer money for any reason. Beware- it's a scam! Don't provide personal information or transfer money as a result of unsolicited calls, texts, emails or pop-ups. Scammers may claim to be from the bank, state that there is fraud on your account and tell you that you need to transfer money to stop it. Always confirm the identity of someone requesting access by calling a verified number from a trusted source or previous contact (the one they provide to you could be part of the scam).
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No matter what reason you're given, never grant device access or download any app at the request of unknown companies or individuals. They may call, use pop-up screens or email to convince you that your device has a virus or that you're owed money. Scammers often pose as employees of familiar companies and ask you to provide remote access or download an app. If you get an unsolicited request to remotely access your computer or mobile device, its probably a scam and you could lose money.
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